Affordable Private Health Coverage That Actually Works
Lower Cost. Better Coverage. No Confusing Networks..
Stop overpaying for insurance that gives you nothing in return. Get real coverage, real PPO networks, and real savings. We help families, Individuals, and self-employed people find plans that fit their needs and budget.
No Obligation. Takes less than 2 minutes.
Why Choose Our Health Insurance?
Lower Monthly Costs: Private plans often cost less than ACA options while offering stronger benefits.
PPO Network Access: See the doctors and hospitals you want with nationwide PPO networks.
Personalized Guidance: We walk you through your options step by step so you never feel lost or overwhelmed.
Covered Services
Emergency Air/Ground Ambulance
Immediate transport services when you need them most, with no out-of-pocket costs.
Telemedicine
Access doctors remotely for primary, urgent, and mental health care without any fees.
Preventative
Care
Includes annual physicals, immunizations, screenings, and more to keep you healthy—absolutely free.
Diabetic Nutritional Counselling
This benefit provides one yearly session with a qualified nutritionist to help manage diabetes through personalized dietary guidance
Prescription
Drugs
This benefit covers a range of prescription medications—both generic and preferred brand name options—ensuring patients have affordable access to necessary treatments
How Our Process Works
Tell us a little about yourself so we can get started on your quote.
We'll call you to go over your needs, budget, and current coverage.
We explain the plans that fit you, answer questions, and help you choose the right one.
We complete your request for coverage and submit it to the carrier for approval.
Our Plans
Peg is Having a Baby
(9 months of pre-natal care and a hospital delivery)
✔ The plan's overall deductible $250
✔ Specialist No charge
✔ Hospital (facility, c-section) $1,000
✔ Other No Coverage
This EXAMPLE event includes services like:
Specialist office visits (prenatal care) Childbirth/Delivery Professional Services Childbirth/Delivery Facility Services Diagnostic tests (ultrasounds and blood work) Specialist visit (anesthesia)
Total Example Cost
$7,540
In this example, Peg would pay:
Cost Sharing
✔ Deductibles $250
✔ Copayments $1,500
✔ Coinsurance $0
What isn't covered
What isn't covered
✔ Limits or exclusion $0
Total total Peg would pay is
$1,750
Managing Joe's type 2 Diabetes
(a year of routine care of a well-controlled condition)
✔ Specialist $50
✔ Diagnostic Testing $50
✔ Other $50
This EXAMPLE event includes services like:
Primary care physician office visits (including disease education)
Diagnostic tests (blood work)
Prescription drugs
Durable medical equipment (glucose meter)
Total Example Cost
$5,400
In this example, Peg would pay:
Cost Sharing
✔ Deductibles $250
✔ Copayments $150
✔ Coinsurance $0
What isn't covered
What isn't covered
✔ Limits or exclusion $0
Total total Peg would pay is
$600
Mia's Simple Fracture
(emergency room visit and
follow up care)
✔ The plan's overall deductible $250
✔ Specialist $250
✔ Hospital (facility, c-section) $250
✔ Other $250
This EXAMPLE event includes services like:
Specialist office visits (prenatal care) Childbirth/Delivery Professional Services Childbirth/Delivery Facility Services Diagnostic tests (ultrasounds and blood work) Specialist visit (anesthesia)
Total Example Cost
$2,500
In this example, Peg would pay:
Cost Sharing
✔ Deductibles $250
✔ Copayments $3,500
✔ Coinsurance $0
What isn't covered
What isn't covered
✔ Limits or exclusion $0
Total total Peg would pay is
$400
Peg is Having a Baby
(9 months of pre-natal care and a hospital delivery)
The plan's overall deductible
Specialist
Hospital (facility, c-section)
Other
$250
No charge
$1,000
No Coverage
This EXAMPLE event includes services like:
Specialist office visits (prenatal care) Childbirth/Delivery Professional Services Childbirth/Delivery Facility Services Diagnostic tests (ultrasounds and blood work) Specialist visit (anesthesia)
Total Example Cost $7,540
In this example, Peg would pay:
Cost Sharing
Deductibles
Copayments
Coinsurance
$250
$1,500
$0
What isn’t covered
What isn't covered
Limits or exclusions
$0
The total Peg would pay is $1,750
Managing Joe's type 2 Diabetes
(a year of routine care of a well-controlled condition)
Specialist
Diagnostic testing
Other
$50
$50
$50
This EXAMPLE event includes services like:
Primary care physician office visits (including disease education)
Diagnostic tests (blood work)
Prescription drugs
Durable medical equipment (glucose meter)
Total Example Cost $5,400
In this example, Peg would pay:
Cost Sharing
Deductibles
Copayments
Coinsurance
$250
$150
$0
What isn’t covered
What isn't covered
Limits or exclusions
$0
The total Peg would pay is $600
Mia's Simple Fracture
(emergency room visit and
follow up care)
The plan's overall deductible
Specialist
Hospital (facility, c-section)
Other
$250
$250
$50
$50
This EXAMPLE event includes services like:
Specialist office visits (prenatal care) Childbirth/Delivery Professional Services Childbirth/Delivery Facility Services Diagnostic tests (ultrasounds and blood work) Specialist visit (anesthesia)
Total Example Cost $7,540
In this example, Peg would pay:
Cost Sharing
Deductibles
Copayments
Coinsurance
$250
$3500
$0
What isn’t covered
What isn't covered
Limits or exclusions
$0
The total Peg would pay is $400
TESTIMONIALS
“We tell all our Realtor friends to call you!”
“In all my years of buying health insurance as an entrepreneur, I have never had anyone educate me like my agent.”
Sebastian saved our family over $600 a month and our deductible dropped from $8,700 to just $1,000. We finally understand our coverage and its so much better!!
Carrier Partnerships
We’re Here For All Your Questions
Are Private health plans legitimate?
Yes. These are real plans backed by real carriers. They simply use medical underwriting to keep costs low.
Do I have to switch Doctors?
In most cases, no. Many private plans use national PPO networks that include a wife range of doctors and hospitals.
What if I'm not eligible?
We will show you alternative options, including supplemental health, catastrophic, MEC, ACA or hybrid solutions.
Ready to Save
On Health Insurance?
Hi! I'm Sebastian. And yes, I'm the whole team! I skip the call centers and automated menus to give true, one-on-one attention. I'm a real person on the other end of the phone, dedicated to educating you on your options so you can make the best decision for your health and budget.
Email: [email protected]
Phone: (423) 819-6913
